Purchasing a home is an exciting process. While investing into a home, it’s important to think of protection and rates that work for you. Homeowners in Michigan and Minnesota often have higher rates, meaning finding the right policy is important . Having protection that covers all of your needs for a great price is what we’re about. Arcadia Insurance Group is here to assist in finding the right insurance policy for you and your family.

Higher minimum insurance coverage results in higher cost of insurance. Accidents are bound to happen, even if you’re being careful. Being prepared for anything can keep you and your family safe. It’s essential to have a great rate with the coverage you need. Arcadia Insurance Group is here to service Michigan and Minnesota with your car insurance needs at affordable rates.

In the past few years, we have seen massive flooding events in Michigan and Minnesota. Homeowners insurance does not cover flood damage. Business insurance does not cover flood damage. That means that in the wake of these massive flooding events, countless individuals were left with flood damage and no insurance to cover it.

If you have liability concerns above and beyond your homeowners insurance or car insurance, then an umbrella policy can give you more coverage. Car insurance, house insurance, and renters insurance have some liability coverage. However, many individuals need more than what’s standard. All policies have liability limits and exclusions. Unfortunately, accidents and lawsuits do not consider your liability limits before they happen.

Acadia Insurance has you covered for anything with wheels or a motor. We work with hundreds of providers to help you find coverage for recreational vehicles and watercraft of nearly every type. Recreational vehicles insurance is a necessity for recreational enthusiasts of many types, and Acadia Insurance has you covered. Our providers have policies for ATVs, golf carts, dune buggies, RVs, mini-bikes, motorhomes, snowmobiles, jet skis and more. Acadia Insurance can cover anything you can ride, at a price you’ll love. If you love to ride it, Acadia Insurance will make sure it’s covered.

Few things are better than getting out on the water with the wind in your hair. However, few things are worse than having your budget weighed down like an anchor from boating insurance. Michigan and Minnesota residents love being on and around the water. We also want the necessary protection at an affordable rate. Arcadia Insurance has you covered with all of your boating insurance needs.

Fighting with your landlord to make sure they honor their lease is exhausting. Do not add to your stress by having to deal with them anytime you face a disaster or loss. Protect yourself and the items in your place with renters insurance. Michigan and Minnesota renters face the same threats as homeowners (fires, floods, etc), and deserve protection. If the items you love are destroyed in your home, what will you do? The professionals at Arcadia Insurance will make sure you have the coverage you need long before disaster is ever on the horizon.

One of the biggest responsibilities you have is asking yourself what will happen to those you love when you are no longer here. This is a tough question that is hard for most of us to grapple with. Fortunately, you do not have to do it alone. The experts at Arcadia Insurance will help guide you as you find a life insurance policy that is perfect for you and those you love. 

A motorcycle is a vehicle, but it is not a car, so there isn’t a reason to think that car insurance is good enough for life on two wheels. In Michigan, motorcycle insurance is required, even if you have automobile insurance. Same is true in Minnesota; motorcycle insurance is required by law there, too. If hitting the open road on any kind of motorcycle is in your future, then the experts at Arcadia Insurance will have you covered.

General liability insurance is one of the most common types of business insurance policies. It is sometimes called commercial general liability insurance or business liability insurance. Nearly every business needs this type of coverage in Michigan and Minnesota. General liability insurance protects your business if a client, customer, or other party is injured or their property is damaged during the course of business.

The coverage provided by commercial auto policies is very similar to that of personal auto policies. They can provide liability coverage, collision coverage, or both. This will cover damage to your vehicle, property, or cover and any medical needs. It will also cover the other party’s property and medical needs, as well. The types of vehicles that can be covered under a commercial auto policy are nearly unlimited.

Injuries at the workplace can happen to anyone. In some industries, it can happen more often than others. That is especially true of any business that requires manufacturing or manual labor. However, injuries can happen to employees even at office jobs. All it takes is for someone to trip on the edge of the carpet and they could become injured or disabled. Having a thorough workers compensation insurance package protects your workers and contractors from extensive medical burdens.

Commercial property insurance covers you if you experience loss or damage to your physical property. Property means your physical assets, including the building, tools, equipment, electronics, or even records. If your physical assets are harmed due to theft, fire, vandalism, or other types of natural disasters, then your policy typically covers you.

Minnesota and Michigan residents have seen the real estate market force many into renting. As such, owning apartment buildings has become a lucrative investment. Like any good investment, you want to make sure it is adequately protected. Arcadia Insurance professionals understand the ins-and-outs of covering an apartment building. Michigan commercial habitational insurance and Minnesota commercial habitational insurance are unique.

Combine all of the insurance coverage you need in one convenient package with an affordable business owner policy. Protect yourself from property damage, peril, business interruption, liability, and more with a single policy to help simplify your commercial insurance needs. Acadia Insurance gives you access to hundreds of lenders with thousands of business owners policies to help you find the coverage that meets the needs of your business and works within your budget.